You can negotiate more of your life than you think
There are discounts out there that you aren’t getting, because you aren’t asking. In an era of corporate retailers and online shopping, it m...
Building a points strategy: When to redeem, when to save, and what to avoid
Credit card rewards are an often-overlooked financial asset. Many cardholders forget they even have points, while others redeem them without...
How does rent from a family member or common-law partner get taxed?
A client of mine told me (Ontario) that his girlfriend moved in and is paying $1,000 per month towards household costs. They won’t be co...
2025 tax credits, due dates, and when you can file: Your 2025 income tax return guide
Tax season is once again nigh. The Canada Revenue Agency’s deadline (for most of us) is fast approaching on April 30. Bookmark this page for...
In planning for retirement, worry about longevity rather than dying young
Retirement planning seems to involve waging a battle between the extremes of running out of money before you run out of life, or running out...
Real money hacks to use when prices feel out of control
If you’ve glanced at your grocery bill, checked your credit‑card statement or filled up your gas tank recently, chances are you’ve felt it: ...
Why Canadian investors should avoid MLPs
For better or worse, a sizable group of Canadian investors still screens prospective investments by dividend yield. When that search expands...
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